Our planning process involves detailed review, analysis, and coordination of all facets of your financial situation, including the eight key elements outlined in the Services section of this website. Only through such an integrated comprehensive approach can your true financial condition be determined and the proper plan be developed and implemented.

Our ultimate goal is to be the financial intermediary for all of your financial questions and concerns, as well as the coordinators and facilitators of planning services required with either our professional network of CPA’s, attorneys, and insurance agents, or with those of your choosing.

We view each individual, family, or business as unique, requiring a customized plan that takes into account all of the key elements you have put in place, considering not just the values of your financial assets, but also what you value most in life. We then identify gaps and potential issues, define short- and long-term goals and objectives, and measure your risk tolerance. We then develop integrated planning strategies that address the financial challenges you face and those you desire to achieve.

As Certified Financial Planners™, we firmly believe that successful long-term comprehensive financial planning requires customized strategies and frequent reviews that can only come from a competent and unbiased advisory firm — versus a unilateral, non-diversified, or fragmentary approach.

We also recognize that over time circumstances may change in areas such as work, marriage, education, health, and retirement planning. These, in addition to evolving economic conditions, require reviews of the plan at least on an annual basis. Given this approach, regular consultations to discuss changes and make any needed adjustments to the plan are vital. Client meetings are conducted on regularly scheduled basis or as needed, and can take place in our office, your home, or a location of your choice. In addition to meeting at your convenience, we provide continuous education and reporting via quarterly investment portfolio performance mailings and account website access.

Define Goals

Reviewing and prioritizing your short- and long-term goals, objectives, and tolerance for risk

Review Finances

Developing a summary of your current financial situation, including a net worth statement, cah flow/budget summary, and analysis of each element of financial planning as it currently relates to your specific financial situation.

Review Investments

In-depth detailed review of your current investment portfolio and asset management strategy development

Develop Strategy

Developing a financial management strategy, including financial projections and analysis

Plan for Retirement

Completing a retirement planning assessment, including financial projections of assets required at estimated retirement date, desired income requirements and source coordination as well as using various quantitative measuring techniques, such as back testing, bear market testing and Monte Carlo analysis

Assess Your Estate

Assessing estate net worth and liquidity

Plan for Taxes

Identify tax planning strategies to optimize financial position

Deliver Comprehensive Plan

Presenting a written financial plan that will be reviewed in detail with you. It will contain recommendations designed to meet your stated goals and objectives, supported by relevant financial summaries

Develop Action Plan

Developing an action plan to implement the agreed upon recommendations

Make Referrals

Referral to other professional, as required, to assist with implementation of the action plan

Assist with Implementation

Assisting you with the implementation of the financial plan

Regularly Monitor

Determining steps required to ensure your financial plan is monitored and, if necessary, revised or adjusted

Scott E. Marshall & Associates wealth management
works with you every step of the way

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Securities offered through Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.. Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.

Cambridge Investment Research, Inc.and Scott E. Marshall & Associates Wealth Management are not affiliated.

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This communication is intended strictly for individuals residing in the following states: AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, MA, MD, MN, NC, ND, NH, NJ, NV, NY, OH, OR, PA, RI, SC, SD, TX, UT, VA, WA. No offers may be made or accepted from any resident outside the specific states referenced.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss. Actual client results will vary based on investment selection, timing, market conditions, and tax situation. Cambridge does not offer tax or legal advice. Fixed insurance products offered through Scott E. Marshall & Associates Wealth Management.